Finally, Medicare guidance you can trust and understand.

Terms & Conditions

Last Updated: January 31, 2025

1. Acceptance of Terms

By accessing the Site you (“User”) agree to be bound by these Terms and all applicable laws. If you disagree, do not use the Site.

2. CMS Compliance Disclosures

We represent 14 organizations which offer 60 products in your area. We do not offer every plan available. Contact Medicare.gov or 1-800-MEDICARE for all options.

3. Permitted Use

The Site and its downloadable PDFs (provider directory, pharmacy directory, plan documents) are provided for informational and educational purposes only. Unauthorized commercial use, data scraping, or reverse engineering is prohibited.

4. No Legal or Tax Advice

Content and tools are educational; they do not constitute legal, tax, or ERISA advice. Consult qualified counsel before making decisions.

5. Intellectual Property

All text, graphics, logos, and compilations are © 2025 NEXUS Insurance Brokerage. Licensed stock icons remain property of their respective owners. Limited, revocable license granted for personal, non-commercial viewing.

6. Disclaimers & Limitation of Liability

  • The Site is provided “as-is” without warranties of any kind.

  • NEXUS is not liable for indirect or consequential damages arising from use or inability to use the Site.

  • Benefit information is accurate to the best of our knowledge for contract year 2025 but subject to carrier and CMS updates.

7. User Submissions

Any data, questions, or comments you transmit become our property, subject to Privacy Policy safeguards. You certify that information provided is accurate and does not infringe third-party rights.

8. Links to Other Sites

External links are provided for convenience. When you leave the Medicare-designated portion of our Site, we display an exit notice as required by §422.2265(a)(1)(ii). NEXUS assumes no responsibility for external content.

9. Indemnification

You agree to indemnify and hold harmless NEXUS, its officers, agents, and employees from any claim arising out of your breach of these Terms.

10. Governing Law & Venue

These Terms are governed by the laws of the State of Florida. Any dispute shall be brought in the state or federal courts located in Hillsborough County, Florida.

11. Modifications

We may modify these Terms at any time. Updates become effective upon posting. Continued use constitutes acceptance.

12. Contact

Victor Rivera, Managing Broker

Email: [email protected]

Phone: (800) 555-0123

Medicare Disclaimer: "We do not offer every plan available in your area. Currently, we represent 14 organizations which offer 60 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your options."

Federal Contracting Statement: Nexus Insurance Brokerage is not affiliated with the U.S. government or the federal Medicare program. Enrollment in any plan depends on contract renewal.

Accessibility Statement: For accommodations of persons with special needs at meetings, call (813) 590-0124 (TTY 711).

© 2025 Nexus Insurance Brokerage. All Rights Reserved.